CHECK OUT OUR SERVICES & PROGRAMS
We prepare an in-depth credit analysis to calculate and indicate areas of improvement for your credit score. With our specialized programming, we fine-tune individualized plans to improve current credit score in as little as 45 days!
With a one-time fee of $149.00, we can start the process to financial independence and protect your newly acquired credit with one of our program options. We correct, update and delete inaccurate, incomplete, and unverifiable information from your credit report to help improve your credit scores.
Find the perfect program for your needs!
Deep Credit Analysis & Action Plan
~ Review your credit report for inaccurate personal information.
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Individual Power Plan
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Family Power Plan (2 ppl)
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How to start your journey with Financial Freedom
Second, we provide you with a deep credit analysis of your credit report spotting all inaccurate information. We then look at the various factors that are pulling your credit score down and provide you with actionable steps to get your score back up. Lastly, we provide you with step by step guidance on how to rebuild and restore your credit. We focus on fixing your credit from start to finish. Our goal is to help consumers with bad credit through our restoration program.
Third, we load all of the inaccurate, misleading and unverifiable information into our system, and begin challenging questionable information with the credit bureau, creditor, and collector. Once the dispute letters are ready, we send them out to all and wait 30 to 40 days for updates. You can track your credit repair progress using our online portal. We focus on fixing your credit from start to finish. Our goal is to help consumers with bad credit through our restoration program.
You will be required to provide us with your credit reports from all three credit bureaus, Equifax, Transunion and Experian. We prefer that you use IdentityIQ.com to pull all three of your credit reports because of the ease of use and their $1.00 trial. They also offer a lot of additional features if you stay on with their membership.
Once the updated credit reports come back, we analyze the updates for any changes to the inaccurate, misleading and unverifiable information. If there are changes, we update your file and then move on to the next inaccurate, misleading and unverifiable item. If the item comes back verified with no change, we follow up with the credit bureaus to try to get a resolution on why the inaccurate information is still on the credit report. We focus on fixing your credit from start to finish. Our goal is to help consumers with bad credit through our credit repair and restoration program.
What can be removed from my credit reports?
Outdated Personal Information
What happens to accounts when they are removed?
Removing anything from your credit reports does not remove your obligation to that debt. You still are legally liable for the debt and need to settle it if it is within the statute of limitations in your state. If you feel you are over your head with debt, bankruptcy might be something you should consider, that is the only legal way to remove yourself from debt liability.
When will I see results?
You can expect to see results in at least 30 – 45 days, with it taking up to 90 days in some cases.
How much will I have to pay?
You will need to pay a credit analysis & action plan fee of $149 in the beginning. During this process, we will give you a detailed report that explains what is lowering your credit score and what can be done to increase the score. If you decide you like the direction outlined, the fee is $99 per month. You are not obligated to sign up and you can cancel your service at any time. You are not charged a fee until work is performed.
Who qualifies for the Family Plan?
Anybody who lives in the same household can get the family plan. You do not have to be married. The plan includes services for two people.
How will you get my credit report?
There are a few different ways we can do this. You can sign up for IdentityIQ.com, which is a service that gives you access to all of your credit reports. You can also upload them to an online portal and send them to us that way. You give the login information to us and we take it from there.
What can I do on my end to help my score increase?
Credit restoration is a team sport. It’s very important you are paying your bills on time, paying down credit card balances and/or building positive credit history if you do not currently have a lot of positive accounts.
How long will I have to stay in the program?
We recommend a period of at least 6 months.
Can you explain the money back guarantee?
Legally we cannot guarantee score increases or specific account deletions. HOWEVER, if you are a client for 6 consistent months and have not disputed any accounts 6 months prior to signing up for our service, you will qualify for a full refund of your money paid (minus your audit fee & action plan because that is a digital product) if we cannot get any accounts removed or repaired from any of your credit reports.